Are you caught financially regardless of your greatest efforts? I spent a wholesome period of time praying and getting ready this checklist of 21 explanation why you aren’t making more cash. Whereas I don’t assume all of those will apply to you (that will be stunning!), I’m prepared to guess there are a number of causes right here you’ve by no means thought-about earlier than.
Earlier than diving into the checklist, bear in mind this necessary fact: most individuals who aren’t earning money simply need somebody to inform them what to do. However it doesn’t matter what you do in case your mindset about cash isn’t proper. I’ve seen individuals working extremely onerous, doing all of the “proper issues,” however nonetheless not earning money. That’s a mindset situation, plain and easy.
Let’s dive into the 21 causes you aren’t making more cash:
#1: You’re a Unhealthy Steward of What You Have
Jesus stated, “In case you can’t be trusted with just a little, how will you be trusted with a lot?” All the cash you make on earth is definitely God’s, and the way you steward it dictates how a lot you’ll develop.
In case your stewardship includes wasteful spending on issues like every day Starbucks, Netflix subscriptions, and different “silly cash on silly issues,” it could really be a curse so that you can have extra. Take a look at your bills: What iPhone subscriptions are you paying for however not utilizing? What unhealthy meals are you shopping for that may solely result in expensive well being issues down the highway?
#2: You Assume Individuals With Cash Are Grasping or Evil
You’ll by no means develop into what you despise. Hollywood has programmed many to view rich individuals negatively. Attempt discovering a well-liked film the place the wealthy individual is portrayed positively; it hardly ever occurs.
In case you consider having cash makes somebody unhealthy or evil, you’ll subconsciously repel wealth since you don’t wish to develop into “that individual.”
#3: You Assume There’s Advantage in Poverty
Some consider there’s advantage in poverty: “I solely want sufficient for me and my household.” However that’s really egocentric! Don’t you wish to present for others? Don’t you wish to fund charities and be a cheerful giver?
2 Corinthians 9:6-13 tells us that once you’re a cheerful giver, God will replenish your retailer of seed. You may’t outgive God. In case you assume being poor is in some way extra non secular, that perception will preserve you broke.
Mockingly, once I was broke, I considered cash rather more than once I began making it. There’s an unhealthy worship of cash when your checking account dictates your feelings. We’re imagined to belief within the Lord, not our financial institution accounts.
#4: You Don’t Have a Diligent Hand
Wayne Gretzky stated, “You miss 100% of the pictures you don’t take.” Many individuals merely aren’t taking sufficient pictures – not prospecting, not reaching out, not asking individuals to take a look at their merchandise or enterprise alternatives.
Solomon stated a diligent hand shall rule whereas the lazy are put to pressured labor. How many individuals have you learnt caught in jobs they hate with bosses they’ll’t stand, however they’ll’t go away? That’s pressured labor. Your lack of affords retains you there.
#5: You Would Really feel Unhealthy to Somebody Near You
That is deep: You would possibly really feel unhealthy if you happen to had more cash than somebody near you. In case your mother and father had massive desires however by no means achieved them, there’s doubtless part of you that thinks, “If I get my desires whereas they didn’t get theirs, that’s disrespectful.”
The identical applies to shut mates. In case your greatest pal is broke, you would possibly subconsciously really feel responsible about changing into rich. What would that do to your relationship?
#6: Your Mother and father Made a Lot of Cash However Handled You Poorly
In case your mother and father made some huge cash however handled you poorly, you might need concluded that “individuals with cash deal with others badly.” So that you keep away from wealth to keep away from changing into that individual.
This isn’t a acutely aware thought – it’s a unconscious program primarily based on childhood observations and the false conclusion you drew.
#7: Your Mother and father Made a Lot of Cash Then Misplaced It
You would possibly subconsciously consider you’ll observe the identical sample. In case your mother and father skilled monetary success after which misplaced all the things, you would possibly concern the identical will occur to you.
Simply because your mother and father made cash and misplaced it doesn’t imply it’s a must to as nicely. You may make some huge cash, steward it nicely, and never lose it.
#8: You Don’t Need Household Members Begging From You
You would possibly keep away from wealth since you don’t need relations asking for cash. You’re conserving your self small since you’re afraid of getting to say “no” to individuals. Take into consideration the way you’re sabotaging your life due to this concern!
The apostle Paul stated he can’t be a people-pleaser and a servant of Christ. I get messages each day from individuals wanting donations or free teaching. I pray about every request, however I say “no” to most of them. I’m not right here to please all people – that’s each inconceivable and unhelpful.
#9: You Assume Having Cash Takes You Away From God
Having cash has nothing to do with loving cash. Loving cash above God means earning money your supply of id, security, safety, and emotional well-being. That’s worship of mammon.
As an alternative, see cash as a useful resource – it’s okay to have it, use it, and work it whereas conserving God as your supply.
#10: You’re Extra Targeted on Cash Than Fixing Issues
Too many individuals focus solely on getting cash slightly than fixing issues or including worth. Cash is a outcome, not a purpose. It comes from fixing others’ issues and offering worth.
Whenever you clear up somebody’s drawback, they’ll fortunately half with their cash in alternate. Give attention to serving and including worth, and the cash will observe.
#11: You Lack Consistency
In case you lack consistency, it’s doubtless as a consequence of observations you made as a baby that led you to conclude success was unhealthy or would rework you into somebody you don’t wish to be.
Consistency is vital to success in any endeavor, particularly constructing wealth. Look at what’s actually behind your inconsistent efforts.
#12: You Continuously Converse Poorly About Your Funds
Proverbs 18:21 says “dying and life are within the energy of the tongue.” Whenever you repeatedly converse negatively about cash, you create dying in your funds.
Your phrases have energy. Whenever you converse negatively about your funds, you’re creating that actuality in your life. Begin talking life over your funds as an alternative.
#13: You’re Hooked on Non-Revenue Producing Actions
Let’s be trustworthy – many are hooked on Netflix, social media, and different time-wasters that produce nothing. The toughest a part of change is making totally different choices than you probably did yesterday.
Zechariah 4:10 says, “Don’t despise small beginnings.” Don’t be upset that you just’re beginning off clunky or don’t know precisely what you’re doing. The Lord loves the work to start.
You don’t want extra time – you might want to remove wasteful actions and create a powerhouse every day routine.
#14: You’re Extra Targeted on What You Don’t Have Than Serving Others
Whenever you focus extra on what you don’t have than on serving others, you block abundance. The Bible instructs us to maintain our eyes pointed ahead and to place others first.
Serving doesn’t at all times imply pleasing everybody or paying their payments. Typically true service means not answering somebody’s prayer the best way they count on.
#15: You’ve Realized Cash Isn’t the Reply to Happiness
And so that you don’t know what to do. The reply is to serve others and the cash will movement, however don’t take a look at cash because the supply of happiness or success.
Cash is a device, not an finish purpose. Your function and success come from serving others, not out of your checking account.
#16: You Have Individuals in Your Life That Will Choose You
Many keep away from stepping up financially as a result of they concern judgment from others: “Oh, she’s all about cash now.” Your concern about others’ opinions retains you from making an even bigger influence.
Bear in mind, with more cash, you are able to do extra good. Don’t let others’ judgments maintain you again out of your potential.
#17: You Spend All Your Time Safely Studying
Others spend all their time safely studying as an alternative of risking rejection. It’s snug to be the perpetual scholar, however in some unspecified time in the future, you might want to put your self on the market and make affords.
I can spot skilled college students instantly – they’re taking detailed notes however by no means implementing. Data with out motion is nugatory relating to constructing wealth.
#18: You Consider Somebody Like You Can’t Make Extra Cash
Some consider somebody “like them” can’t make more cash and refuse to hearken to proof that contradicts this perception. I’ve been lifeless broke, 1,000,000 {dollars} in debt (twice!), used WIC checks, authorities help, and made numerous monetary errors. If I can overcome these challenges, so are you able to.
Cease rejecting success tales and being hooked on your smallness. As a baby of God, limiting your self is disrespectful to the value paid for you on the cross.
#19: You Base Your Cash Off Your Previous
Cease basing your monetary future in your previous. You’re forgiven! The enemy desires you to focus in your errors, however God desires you to maneuver ahead.
Your previous doesn’t decide your future. Let go of previous monetary errors and deal with the abundance God has for you.
#20: You’re Hooked on Struggling
If somebody gave you a bunch of cash, you would possibly simply give it away since you don’t wish to danger popping out of struggling. The cells in your physique have develop into hooked on the acquainted state of monetary battle.
Breaking this dependancy requires consciousness and a acutely aware determination to embrace abundance as an alternative of lack.
#21: You Have Religious Warfare On You
For some uncommon circumstances, non secular warfare (agreements, contracts, curses) could also be blocking your monetary success. Whereas this isn’t everybody’s drawback, it may be an element for some.
I’ve seen circumstances the place eradicating these non secular blockages allowed individuals to carry out at a a lot greater stage financially.
BONUS #22: You’re Not Investing in Your self
You don’t see your self as investment-worthy property. Whereas dedication and grit would possibly get you to $250,000/12 months, past that, you’ll doubtless want coaches, mentors, and masterminds.
I consider virtually anybody can get to 1 / 4 million a 12 months with dedication, grit, and consistency, however past that, you’ll want steering. I don’t know anybody who’s surpassed $250,000 a 12 months with out some type of mentorship or teaching.
Put money into knowledge – purchase it! That’s what helped me construct a multi-million greenback firm, and now, co-laboring with Christ has made it much more wonderful.
What number of of those causes apply to you? Two? 5? In case you’re prepared to make more cash, now could be your time. Bear in mind, you’re forgiven and blessed to be a blessing. Cease being hooked on struggling and begin strolling in abundance.
